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This Vs That 8: Renew or switch lenders

2017-05-25 | 11:27:26

Renew (the mortgage industry meaning): to remain with the current lender by simply signing the renewal letter that comes in the (e)mail.Switch (again, the mortgage industry meaning): to move from the existing lender to a different lender without...

Self Employed? 8 Tips to help you qualify for a mortgage

2017-05-24 | 17:44:26

Since 2012, it’s become the wild west of mortgage options out there for those folks who are living the Canadian dream of being Self Employed (also known as BFS, Business for Self). In 2012, the Office of the Superintendent of Financial...

What Happens When a Home Sale Falls Through?

2017-05-17 | 17:46:31

Every homebuyer eagerly anticipates closing day. With the home purchase process completed, ownership of the property transfers from the seller to the buyer – you!Closing date is negotiated as a condition of sale. You’ll typically have...

So You Want To Port Your Mortgage?

2017-05-11 | 18:18:51

Recently a video appeared on Linkedin and a few other places singing the praises of porting your mortgage and making it seem like a walk in the park. If you have ever done one, then you would know that it is anything but that scenario.Porting is not...

Getting a Mortgage After Consumer Proposal or Bankruptcy

2017-05-02 | 17:21:39

Life can definitely throw some challenging financial situations your way. As mortgage professionals, we can provide solutions and strategies during or after these challenging times in order to get you back on track. We have access to banks, trust...

Spousal Buyout Mortgage?

2017-05-01 | 17:58:50

If you happen to be going through, or considering a divorce or separation, you might not be aware that there are mortgage products designed to allow you to refinance your property in order to buyout your ex-spouse.For most couples, their property is...