8 Mar

Single Ladies Buying Homes

General

Posted by: Jeff Parsons

It’s becoming increasingly apparent that a greater number of women are now taking the reigns when it comes to home purchases. There’s a growing trend among single women – and, more precisely, professional single women – who are becoming independent homeowners. While many of them may be putting off marriage, they’re not waiting around for […]

Read More
4 Mar

How to Choose the Right Mortgage Term

General

Posted by: Jeff Parsons

Understanding the terms of the mortgage are paramount in choosing the mortgage product that is right for your particular and unique situation. What is the difference between term and amortization? Are terms all the same for every lender? What are the differences of terms from lender to lender? These are just a few of the […]

Read More
29 Feb

Buying vs Renting

General

Posted by: Jeff Parsons

At some point in their lives, most Canadians have probably asked themselves whether it is better to buy or rent a home. Purchasing a home is one of the biggest decisions most people ever make so the impacts of the decision can be HUGE. Ultimately, the decision is a personal choice, but it helps to […]

Read More
29 Feb

Divorce and Your Home

General

Posted by: Jeff Parsons

We all know that marriage isn’t always forever. When a separation occurs, a home is often involved. Since most couples have a joint mortgage – one where both names are on the mortgage and title of the home – when separation or divorce proceedings occur, many wonder what will happen with the home. When the […]

Read More
11 Feb

5 Steps To Obtaining the RIGHT Mortgage

General

Posted by: Jeff Parsons

Here are the steps you need to follow to ensure you get a mortgage that’s right for you! Step One: Pre-Qualify & Strategize! Step one is to get pre-qualified, which should not be confused with the term pre-approved. The big difference is that no approval is ever given by a lender until they have an […]

Read More
9 Feb

Top 8 Benefits of Using a Mortgage Broker

General

Posted by: Jeff Parsons

When shopping for a mortgage, many home buyers enlist the services of a Mortgage Professional. There are several benefits to using a Mortgage Broker and I have compiled a list of the top 8: 1. Saves you time – Mortgage Brokers have access to multiple lenders (over 50!). They work with lenders you have heard of and lenders […]

Read More
5 Feb

All Things Credit Report

General

Posted by: Jeff Parsons

Any time you apply for credit in the form of a credit card, personal loan, auto loan, or cell phone, the company lending you money will want to access your credit report first. Your credit report is a snapshot of how you have repaid your financial obligations in your past. Lenders will use this information […]

Read More
1 Feb

Dream Big But Spend Less?

General

Posted by: Jeff Parsons

The bigger the better, right? We dream about our castle having an indoor swimming pool, a three car garage and a fully stocked wine cellar. The reality for most of us is something much more modest and there’s nothing wrong with that. Why have the castle if you’re worried about next month’s mortgage payment? All the […]

Read More
30 Jan

How Do Mortgage Brokers Help?

General

Posted by: Jeff Parsons

The most important strategy that a home buyer could ever have is putting together a team of Real Estate professionals to help them make the wisest decisions in regard to the biggest purchase they will ever make; a property purchase. It is so very important to align yourself with a Realtor who has excellent property and […]

Read More
29 Jan

Title Insurance Can Be Your Best Friend When Purchasing Real Estate

General

Posted by: Jeff Parsons

Nearly everyone will buy a home and, in fact, most people will buy several, moving up from one to another more desirable home.  Each time they buy a home, the buyer‘s realtor will request a Real Property Report from the seller’s Realtor. A Real Property Report (RPR) is a legal document that clearly illustrates the location […]

Read More