27 Jan

How to Successfully Kill Your Financing Approval

General

Posted by: Jeff Parsons

Here is where you are currently sitting. You have successfully found your dream home. Negotiated like a true champion and kept your calm through the back and forth with the seller. Provided the endless supply of paperwork required by your lender to meet the financing condition. Set up all the things required for the big […]

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20 Jan

6 Tips on How to Repair, Increase and Maintain Your Credit

General

Posted by: Jeff Parsons

Credit scores are like report cards for grown‐ups. The score you get ranges from 300 to 900. Your score indicates your creditworthiness to potential lenders, banks, landlords, insurance companies, and even to some employers. The higher your score the better. 1. Get a Copy of Your Credit Report Make an inquiry once a year, twice […]

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14 Jan

Financial Check-Up

General

Posted by: Jeff Parsons

Welcome to your free financial check-up, discussing 5 key factors to assist you in ensuring you are on the right track to a solid financial future. Credit Ensuring you are using credit wisely will pave the way to making sure you have options available to you if or when you need them. One thing we […]

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18 Dec

Do You Know About the First Time Home Buyers Tax Credit?

General

Posted by: Jeff Parsons

Buying your first home is often the largest financial commitment you will have made and just coming up with the down payment is a difficult task for many! Then there are the legal fees, property transfer fees, disbursements and all those other costs that can really add up, creating a huge dent in your finances! […]

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17 Dec

Co-Signor or Guarantor For a Mortgage?

General

Posted by: Jeff Parsons

If a buyer can’t obtain a mortgage due to poor credit, employment history, lack of down payment or income — most lenders will consider lending if there is someone to act as co-signor or guarantor for a mortgage. The two options provide different requirements. Co-signer or guarantor for a mortgage, which is best? People often […]

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16 Dec

This vs That – Volume 3

General

Posted by: Jeff Parsons

Trilogy is a set of three works of art that are connected and that can be seen as a single work of art or as three individual pieces. I pulled this definition from WIKIPEDIA. I wouldn’t quite go as far to say this series was ‘work of art,’ the only thing I did find comparable […]

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11 Dec

Are Canadians Saving Enough For Retirement?

General

Posted by: Jeff Parsons

Many Canadians think of retirement as a time filled with vacations, getaways to the cottage and spending more time on hobbies and interests. However, there are many other factors to consider when thinking about retirement savings. More and more Canadians are forgetting about some key obstacles that may change their perspective on what they actually […]

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26 Nov

Tips On Getting Ready To Be a First Time Home Buyer

General

Posted by: Jeff Parsons

Very often, the first question is “what can I afford”. To answer this for a person getting ready to buy, we need to know about what is happening now, income, bills, savings, credit score etc. There are many positive things that you can do in the year or two prior to buying. It is always […]

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